Crop Insurance

We recognise that no two cropping seasons are the same and work with you to ensure your crop insurance aligns with your expected yields, taking into account fluctuating commodity prices throughout the season.

Read on to get answers to some of your burning questions…

What Events can be covered?

Our crop insurance policies safeguard against yield loss due to:

• Hail Only

• Hail and Fire

• Fire Only

What Cover options can I choose from?

We offer two types of cover to suit your needs:

• Pre-Harvest Revision: Designed for cost-effectiveness, this option works on a fixed insurance sum, finalised before the harvest period.

• After-Harvest Declaration: Offers flexibility with premiums reflecting actual yield levels produced during the season.

Market Value: Value linked to ASX futures contract or ‘Profarmer Average Price’ (rate discount applies).

Fixed Benefit/Value: Offers a fixed benefit with a rate discount.

Standing Straw/Stubble: $100/ha if destroyed by fire.

What Crop types can I insure?

Our insurance covers a range of crops planted during the winter season, including:

• Canola

• Wheat

• Barley

• Beans

• Other winter season crops

What other benefits are available?

Our coverage includes various additional benefits:

• Replant subsidy for early growth stage loss

• Protection against straying livestock

• Coverage for chemical overspray

• Storage and transit cover for harvested grain or baled hay

• Firefighting benefits

Why Choose Mack Insurance Services?

Competitive Quotes: We source quotes from our panel of 4 insurers to ensure you receive the best possible price and coverage in your shire.

Expertise: Our dedicated crop team understands the intricacies of each insurer’s product.

Claims Advocacy: In the event of a claim, we liaise with the insurer, assessor, and agronomist to ensure you get a fair outcome.

Contact us to arrange a quote or get in touch on 02 6959 3419 or admin@mackinsure.com.au.

Crop Insurance Application